Larry Davis Real Estate Total Professionalsim

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Buyers


Buyer Guarantees

 

Buy a home through me, move in, and if you aren’t absolutely tickled pink, if you are not thrilled, if your new home isn’t everything you expected it to be, I will resell it free of charge for up to one year after closing, no questions asked.  We call it our “Love It or Leave It Guarantee” and it’s just for you. 

 

Worried about what could go wrong after the sale?  Eliminate those worries with a free home warranty.  If you buy a home through me you receive a free one-year home warranty at closing.  Now, that’s peace of mind. 

 

Contact me at (602) 568-2632 or simply fill in your name and email address using form below!


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Testimonials


Buyer Testimonials

“As first-time home buyers we weren’t quite sure where to begin.  Larry started a great relationship with us by asking us to a meeting where he had us pinpoint our exact wants and needs – leading us to a tailored house-hunting search.  We looked at options all across the spectrum and soon found a perfect match.  Larry was someone we could both trust and pose questions to knowing we’d receive an educated answer.  Larry also kept both of us up to date through our work emails and cell phones.” 

  - Mike and Marcella Snyder

 

“When I started the process to find my new home, I wasn’t sure exactly what I wanted or where but with Larry’s calm and effective advice, I found the home of my dreams in only two days total search time.  Larry was very accommodating and always kept me informed on the market, and his negotiating skill was superb.  I was able to purchase my new home under market, and Larry even negotiated an overlap in the closings so I could move directly into my new home.  I would certainly refer anyone, either buying or selling, to Larry and his Team.”

  - Sue Manes

 

“We are very happy with our new home.  Larry found the home of our dreams in only a few days and it has everything we wanted.  It even appraised for more than we paid for it.  He was very communicative and attentive to our needs and we were pleased with his services.  We would recommend Larry and his team to anyone.”

  - Allen and Monica Smith

 

“Larry and his team were very professional…thorough…and helpful.” 

  - Major General, United States Army (Retired) and Mrs. Les Burger

 

“If you are looking for a first-class team to work for you in buying or selling a house, then Larry and Susan Davis will get the job done.  Timely, responsive, and totally professional service to their customers.” 

  - John and Anastasia Bedford

 

“In all the years we’ve been buying homes, we can’t think of anyone we like better as a REALTOR®.”

-          Allen and Leann Almquist

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